Affordable Care Act (ACA or “Obamacare”) . . .
Is health major medical insurance for those not eligible for Medicare. The plan was designed to help reduce the cost of health insurance coverage for individuals who qualify.
The law includes premium tax credits and cost-saving reductions to help lower expenses for lower-income individuals and families.
The ACA requires most insurance plans, including those sold on the Health Insurance Marketplace, to cover a list of preventive services at no cost to policyholders that include checkups, patient counseling, immunizations, and numerous health screenings.
All ACA Compliant health insurance plans must cover specific “Essential Health Benefits,” such as emergency services, family planning, maternity care, hospitalization, prescription medications, mental health services, and pediatric care.
Schwartz insurance services began offering ACA marketplace insurance in 2022 due to popular demand.
