Disclaimer per Centers for Medicare & Medicaid regulations:
“We do not offer every plan available in your area. Any information we provide is limited to those plans we do offer in your area. Please contact Medicare.gov or 1-800-MEDICARE to get information on all your options.”
Medicare Advantage Plans are replacements of Original Medicare and are NOT Medicare Supplements.
Prior to 2021, we suggested Medicare Advantage Plans on a limited basis. With marketplace changes, plan improvements, and additional benefits, we began offering them for the 2023 plan year as a cost-effective, viable alternative to Original Medicare + Medicare Supplement + Prescription Drug Plan. Our clients have embraced them. We fully explain both options, answer your questions, and assist you in enrolling in what you believe best suits your needs.
When should I sign up for Medicare?
We recommend signing up for Part A (Hospital) 2-3 months prior to your eligibility, usually the first of the month in which you turn 65. If you are drawing Social Security or on Disability you will be automatically enrolled. Enrollment in Part B (Medical) depends upon your current insurance situation and employment. You MUST enroll in Medicare Parts A & B and pay the Medicare Part B premium to be eligible for a Medicare Advantage Plan. Call our office for counsel.
Can I see any Dr. I choose?
Medicare Advantage plans have provider networks. These networks, especially the Preferred Provider Networks, have expanded rapidly in the last few years. Call our office for counsel.
I do not understand how my Medicare Advantage Plan works. Can you help me?
Yes. Call our office for counsel and we will explain your benefits!
Are all Medicare Advantage Plans the same?
No. Plans differ by company, plan, and region. We offer a multitude of plans and work with you, so you make the best choice.
Will my drug coverage be the same as in a separate “stand alone” Part D Plan?
Medicare Advantage Prescription Drug Plans (MAPD) include drug coverage. As with “Stand-Alone” Prescription Drug Plans, we use comparison tools to search for the most cost- effective choices.
What are the “extra benefits” of a Medicare Advantage Plan?
Most plans offer Dental, Vision, and Hearing benefits as a part of their plan. Call our office for guidance.
